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Car finance choices

PCP Finance.


Personal Contract Plan (PCP)

At SEAT we have a model range to suit all your needs with excellent offers on Used Car PCP (Personal Contract Plan) finance. Whether you’re looking for a smart compact city car or a powerful all-road 4 wheel drive SUV, SEAT have the best options for your needs, with excellent finance deals to match.

Our Used Car PCP finance rates are from as low as 2.9%. PCP is a flexible finance package that combines lower monthly payments with real flexibility over a two to three year period. Personal Contract Plan (PCP) finance is an excellent option if you are looking to change your car regularly or semi-regularly, while only paying low cost monthly instalments, affording you the flexibility to drive in a stylish new or nearly new car, while fitting whatever budget you have.

All you have to do is choose your used SEAT car and we’ll guarantee a minimum future value of your car. We defer this amount as an optional final payment, then based on your deposit (as low as 10%) we calculate your monthly payments.

At the end of the plan you’ll have three options:

Part exchange for a brand new SEAT

Pay or refinance the optional final payment (and keep your SEAT)

Hand back your car with no further payment (subject to fair return conditions)

SEAT PCP. Much more than finance.

The benefits of PCP finance:

  • Lower payments and shorter finance terms
  • Drive a new SEAT every 3 years
  • Upgrade to a higher specification car with the latest technology
  • No need to worry about resale value
  • Reduced maintenance costs (NCT costs)
  • Peace of mind through flexible options

Go to our special offers page now to see our latest offers!

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