Personal Contract Plan
Personal Contract Plan (PCP)
At SEAT we have a model range to suit all your needs with excellent offers on Used Car PCP (Personal Contract Plan) finance. Whether you’re looking for a smart compact city car or a powerful all-road 4 wheel drive SUV, SEAT have the best options for your needs, with excellent finance deals to match.
Our Used Car PCP finance rates are from as low as 3.9%. PCP is a flexible finance package that combines lower monthly payments with real flexibility over a two to three year period. Personal Contract Plan (PCP) finance is an excellent option if you are looking to change your car regularly or semi-regularly, while only paying low cost monthly instalments, affording you the flexibility to drive in a stylish new or nearly new car, while fitting whatever budget you have.
All you have to do is choose your used SEAT car and we’ll guarantee a minimum future value of your car. We defer this amount as an optional final payment, then based on your deposit (as low as 10%) we calculate your monthly payments.
At the end of the plan you’ll have three options:
Part exchange for a brand new SEAT
Pay or refinance the optional final payment (and keep your SEAT)
Hand back your car with no further payment (subject to fair return conditions)